MA Car Insurance Information



Auto Insurance Facts of Lowell and Tewksbury MA


According to the Massachusetts Division of Auto Insurance, the state body that regulates auto insurance in this state. They are now allowing insurance companies to compete for safer drivers. So if you have had the same insurance for more than two years, you will save at least 15 % by shopping around. Competition is good for everyone except most popular, best branded businesses in competition, because competition will drive down prices. Competition is good for weaker, less known brands of insurance, because they get shopped more often  in a competitive market.  I have examined over 15 different insurance agencies to compare rates. I leaned that just because an agency offers the lowest rate for the mandatory level of coverage (Massachusetts Minimum), does not mean their standard rates will be the lowest too. For the Massachusetts Minimum I found Progressive to be the lowest rate, Geico to be in the middle, and Commerce to be highest. When checking coverage rates for standard insurance. I found Geico to be the lowest with Commerce in the middle and Progressive the highest. Of course this was based on driving 12,000 miles a year, a good driving record, driving a Chevy and living in Tewksbury. It is important to input all your particulars when shopping for affordable auto insurance. If I had lived in Lowell, my insurance would cost $300.00 dollars more a year. Policy prices vary wildly do to a large set of variables in the algorithm. To receive 5 quotes from competing agents: Fill out this form